401k Resource Guide

Welcome to our 401(k) Resource Guide!

The information contained on this site was designed and developed by various governmental agencies, and compiled and organized by 401k Network as a general guide to basic information for 401(k) Plan Sponsors (typically the employers) and 401(k) Plan Participants (typically the company employees).

We hope you find this guide helpful in understanding and complying with the rules that apply to 401(k) plans. We want to hear all of your comments; what you like about this guide and items not contained in this guide you would like to see.

If you have any comments or suggestions, please e-mail us at: info@401k-network.com

In order to best meet your needs, we have developed separate guides for plan sponsors and for plan participants. The table of contents for each is located below.

Plan Sponsors	Plan Participants
401(k) Plan Overview General information on 401(k) plans.	401(k) Plan Overview General information on 401(k) plans.
Starting Up Your Plan What to know before adopting a plan.	Summary Plan Description What you should know about your plan.
Plan Qualification Requirements Language needed in your plan.	Interested Parties Who is one and what you need to know.
Limitation on Elective Deferrals Detailed information on participant contributions.	Limitation on Elective Deferrals Detailed information on participant contributions.
General Distribution Rules Explains the different forms of distribution.	General Distribution Rules Explains the different forms of distribution.
Plan Termination What to know and do when terminating your plan.	Plan Termination What to know and do when terminating your plan.
Filing Requirements Forms needed for your plan and dates due.
What If You Are Audited? Explains our audit process and how you can prepare.

The information contained in this site:

Addresses federal 401(k) plans issues rather than issues related to state laws.
The guide provides general information. It is not intended to be all-inclusive.
Is not intended to replace the advice of your attorney or other plan professional